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Billing codes

CPT 99282

ER visit, level 2

An emergency room visit with straightforward decision making: one minor problem, little or no testing, and a low-risk plan. A simple rash, a mild sore throat, a medication question that could not wait for a clinic.

Billed to Medicare

$251

What providers submitted, on average, for this code in a hospital setting.

Medicare accepted

$39

What Medicare treated as payable. Not a commercial rate or a cash price.

The gap

6.4x

How many times the accepted amount the billed figure was.

National averages from the Centers for Medicare & Medicaid Services, 2024 data, retrieved 2026-09-14. Medicare fee-for-service, physician and practitioner claims only. The hospital's own charge for the same code is separate and is usually higher. Based on 144,601 services.

Among the 6 emergency room visit levels codes on this site with CMS figures, this gap ranks 4 of 6 (median 6.4x). The widest is ER visit, level 1 at 15.6x.

Watch out

Where this line goes wrong

The level is about decisions, not time in the waiting room

Since 2023 the ER doctor's level is set by medical decision making alone: the number and severity of problems, the data reviewed, and the risk of the plan. A six-hour wait for a level 2 problem is still a level 2.

Two bills, two levels

The hospital's facility level and the doctor's level are chosen separately. It is common for a level 2 physician visit to sit on the same statement as a level 3 or 4 facility charge. Neither is automatically wrong, but a large gap is a reason to ask both to explain their criteria.

Want to know if this line is right on your own bill? Upload it to a free mediloop account. An automatic first look reads the charges and shows what looks worth questioning, usually in about a minute.

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What to do

Check it, then ask

  1. 1

    Request the itemized bill and the visit record (the ER note). The level has to be justified by what is written there, not by what happened to you.

  2. 2

    Check which bills carry the code. The hospital and the ER doctor usually each bill a level, and they do not have to match.

  3. 3

    Compare the level to what was done: how many problems were addressed, what tests were ordered and reviewed, and what the decisions were (admit, discharge, prescription, procedure).

  4. 4

    If the visit looks like a lower level, write to the billing office asking for a coding review and say which level you think fits and why. Ask for the response in writing.

The full walkthrough for this kind of bill: You got an ER bill.

Think this line is wrong?

Upload the bill to a free mediloop account. An automatic first look reads the charges and shows what looks worth questioning, usually in about a minute. If you want a specialist to dispute it for you, it is a flat $129, refunded in full if the bill isn't lowered by at least $129.

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Not sure the bill is worth fighting? Run the free savings calculator first

Questions

People also ask

Why is a level 2 visit still expensive?

The visit level is only one line. The hospital's ER facility fee, any imaging or lab work, and supplies are billed separately, and they usually add up to more than the level code itself.

What is the difference between 99282 and 99283?

Level 3 requires low complexity decision making rather than straightforward: typically more than one problem, or a problem that needed a test to sort out, or a prescription drug decision.

Sources

This page explains a billing code in general terms. It is not a coding, legal or medical opinion about your bill, and the code descriptions are mediloop's own plain-English summaries, not the official CPT descriptors, which are owned by the American Medical Association. Whether a charge was correct depends on the record of your visit and your payer's rules.