Member services can explain the EOB. Nobody works the bill.
A claim can process exactly as the plan intended and still leave a member with a balance they do not understand, cannot check and cannot pay in one go. That call lands with you, and it is not one your team is set up to finish.
The balance the plan did not decide
Deductible and coinsurance balances, out of network charges, and amounts left after a denial all reach the member as a provider bill, often weeks after the EOB.
The bill does not match the EOB
Duplicate lines, quantities that do not fit the visit, or a provider billing more than the EOB says the member owes. The member cannot tell which, and member services cannot call the provider for them.
The routes nobody mentions
Hospital financial assistance, prompt pay and hardship discounts, and interest free payment plans apply to the member's share, but they sit with the provider, outside anything the plan administers.
Outside the claim, beside your member services.
mediloop is narrow on purpose. It starts with a bill the member already has, so it sits after everything the plan does rather than inside it.
It does not touch adjudication
mediloop does not administer claims, reprice, edit claims, audit for the plan or change payment integrity. Your processes stay exactly as they are.
It complements navigation and advocacy
Where a navigation or advocacy service answers coverage and access questions, mediloop takes the specific bill in front of the member and works it with the provider. We look at any overlap during scoping.
It starts from a referral path
The lightest first step is a link or a warm handoff from member services to mediloop's intake, where the member provides their own documents and authorization.
mediloop makes no claim to reduce plan spend, premiums or stop loss exposure. The outcome it targets is what the member personally owes and the bill calls that no longer need a second or third contact.
Real help, from first review to resolution.
Understand the bill
A mediloop specialist reviews the bill alongside the EOB and supporting documents, explains what they show, and identifies the questions that need answering.
Find the right route
We assess appropriate next steps, which may include correcting documentation, checking how the claim was applied, exploring hospital financial assistance, arranging a payment plan, or pursuing an eligible dispute or negotiation.
Handle what comes next
For eligible cases, mediloop manages the follow up with the provider and keeps the member updated until the available path is complete.
A route for the member. Fewer repeat calls for you.
Start with one group, not the whole book.
For a TPA that usually means one self-funded client who wants to offer it. For a plan it means one product or segment. We agree the scope with whoever owns the decision before anything is set up.
Agree the group and the path
Which members are eligible, which case types are supported, how member services refers people, the data boundaries, and what the plan sponsor wants to see at the end.
Open intake
We provide the member communications and the direct intake path. Members submit their own documents and work with mediloop specialists.
Review the outcomes
We review activation, eligible cases, charges reviewed, member responsibility before and after resolved cases, resolution time, satisfaction and repeat contacts.
The honest answers.

Tell us where the bill calls end up today.
Tell us about your organization, the members or client group you have in mind, and what happens now when a member calls about a bill they cannot understand or afford. We will review the fit and come back to you about a member pilot.
Prefer email? sales@mediloop.ai
